Strategy playbooks.

Read transparent, non-predictive explanations of well-known allocation frameworks. Each profile labels whether it has measured historical evidence or is an educational proxy example.

Classic 60/40 — measured historical result · complete provider coverage — This profile includes a fully covered Yahoo Finance adjusted-close result for a 60/40 VTI/BND proxy. Vanguard’s published 2022–2024 annual fund returns provide an independent aggregate check; this is not a daily cross-check. Unsourced cost overlays remain explicitly zero and do not mean the funds have no expenses.
Dalio-inspired All Weather — educational proxy allocation · no attached historical result — An educational ETF approximation of an All Weather-style allocation, included to make its growth, inflation, and duration exposures easier to discuss; no sourced historical performance result is attached.
Permanent Portfolio — educational proxy allocation · no attached historical result — An educational proxy split among equities, long-term government bonds, short Treasury bills, and gold. It illustrates a four-regime allocation idea; no sourced historical performance result is attached.
Bogleheads Three-Fund — educational proxy allocation · no attached historical result — An educational index-allocation example using total-market US stocks, international stocks, and bonds. Its percentages are illustrative; no sourced historical performance result is attached.
Buffett-style 90/10 — educational proxy allocation · no attached historical result — An educational 90/10 proxy pairing broad US equities with short-term Treasury bills. It illustrates an allocation idea, not Buffett's holdings; no sourced historical performance result is attached.

Classic 60/40 includes dated, fully covered Yahoo Finance observations for 2022–2024. All other profiles are educational proxy allocations with no attached sourced historical result; none verify personal holdings or imply future performance.